American Express just rolled out a seriously elevated public welcome offer on The Business Platinum Card® from American Express: Earn 200,000 Membership Rewards points after spending $20,000 in the first 3 months.
This is by far one of the biggest bonus offers we’ve seen publicly on this card, so if you’ve been waiting for a reason to apply, this might just be it. Here’s what you should know about this massive elevated welcome offer.
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Amex Business Platinum Card: 200K Welcome Offer
The Amex Business Platinum card is currently offering a massive welcome bonus of 200,000 Membership Rewards points after spending $20,000 within the first 3 months of account opening.
ELEVATED WELCOME OFFER
The Business Platinum Card® from American Express
U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
(at Amex's secure site)
The Business Platinum Card® from American Express
This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
Earn 150,000 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
200,000 points
Up to $4,400
$895
18.24% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card
The Business Platinum Card® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.
When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,550 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.
Pros & Cons
Pros
- Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
- Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
- Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)
Cons
- High annual fee of $895 ()
- Airline fee credit does not cover airfare, only incidentals like checked bags
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Card Highlights
- Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
- See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
- New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
- Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
- Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
- New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
- Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
- Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 5X points on flights and prepaid hotels on AmexTravel.com
- 1X points on other eligible purchases
- $895 Annual Fee.
- Terms Apply.
Financial Snapshot
- APR: 18.24% - 28.99% Variable
- Foreign Transaction Fees:None
Rewards Center
American Express Membership Rewards
While that minimum spending requirement might feel steep for some, business owners with sizable expenses could find this offer incredible, especially if they can combine purchases to reach the threshold within 3 months.
For context, the previous public bonus was 150,000 points after spending $20,000 in 3 months. So this represents a significant jump: 50,000 extra points for the same exact minimum spend requirement.
Hot Tip: We value Membership Rewards points at 2.2 cents each, so this 200,000-point welcome offer roughly translates to about $4,400 in travel value. That makes this one of the highest-value welcome offers out there for a premium business card — even with its $895 annual fee ().
New 2025 Benefits on the Amex Business Platinum Card
While the headline grabber is definitely the whopping 200,000-point welcome offer, the recent refresh of the Amex Business Platinum card brings some seriously valuable perks that add ongoing value well beyond the initial bonus offer.
Here’s what’s new and noteworthy for cardholders:
- Leaders Club Sterling Status from The Leading Hotels of the World: Cardholders get complimentary Sterling Status, which includes a 5% bonus on Leader Club points and up to 5 pre-arrival upgrades per year (subject to availability). Enrollment is required, but this elite status can elevate your stays at a collection of ultra-luxury hotels worldwide.
- Up to $600 Hotel Credit Annually: Receive up to $300 in statement credits semi-annually on prepaid bookings through American Express Travel at Fine Hotels + Resorts or The Hotel Collection. Just keep in mind The Hotel Collection requires a minimum 2-night stay.
- Earn 2x Points in Key Business Categories: The card now offers 2x Membership Rewards points (up from 1.5x points) on purchases at U.S. construction material & hardware suppliers, electronics retailers, software & cloud providers, and shipping companies. Plus, earn 2x points on eligible purchases of $5,000 or more (up to $2 million annually).
- Platinum Nights by Resy: Gain exclusive access to highly sought-after reservations at popular Resy restaurants on select nights. Simply link your Amex Business Platinum card to your Resy profile to unlock these priority bookings, perfect for entertaining clients or treating yourself after a long day.
These enhancements make the Amex Business Platinum card a powerhouse for entrepreneurs and small business owners looking not just for a large welcome bonus but premium benefits that keep paying off. Whether it’s access to exclusive dining, elite hotel status, or bonus points on core business spending, this card continues to raise the bar.
»Related:20 Benefits of the Amex Business Platinum Card ($7,000+ Value)
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Is the Amex Business Platinum Card Worth It?
If you run a business and want to jumpstart your points balance, this 200,000-point welcome bonus makes the Amex Business Platinum card an incredibly attractive option. There’s simply no better way to rack up a huge chunk of Membership Rewards points fast.
Although this card’s annual fee is high, it offers a suite of valuable travel perks and statement credits that enhance your travel experience.
From airport lounge access to airline incidental fee credit and hotel elite status with Marriott and Hilton, this card is designed to make business travel more comfortable and affordable (some benefits require enrollment). Combined with a new, up to $600 prepaid hotel credit and other travel, business, and lifestyle benefits, it delivers ongoing value well beyond the welcome bonus.
»Related:This Is the 1 Reason I’m Keeping the Amex Business Platinum Card
Final Thoughts
This welcome offer on the Amex Business Platinum card is one of the best we’ve seen in recent years. The 200,000-point bonus offer is a rare opportunity to earn a ton of points right out of the gate after meeting the minimum spend requirements.
If you’ve been on the fence about this card, now is the best time to apply. With generous benefits, ongoing credits, and a welcome offer that packs a real punch, the Amex Business Platinum card can be a game-changer for serious small business owners looking to maximize their points-earning potential.
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About Juan Ruiz
Juan is a leading expert in credit cards, loyalty programs, and airlines and hotels, with over a decade of experience helping readers and clients maximize points, miles, and travel value. His insights have appeared in prestigious outlets including USA Today, Travel & Leisure, CNN Underscored, Forbes, and The Points Guy, where he’s known for making complex travel strategies accessible and actionable. As the founder of JetBetter, Juan turns the complex world of points and miles into effortless, high-value travel, guiding clients through award redemptions, uncovering maximum value, and delivering stress-free, expertly planned trips that both travelers and industry insiders rely on.
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